Tax Planning & Advisory Service

Tax Planning & Advisory Service

Advance tax isn't just about compliance — it's about strategic planning. Properly timing and estimating your tax payments can significantly ease your cash flow burden and help you avoid penalties while maximizing deductions.

Our Tax Planning & Advisory Service ensures that individuals make informed decisions, aligning tax payments with income patterns and financial goals.

What We Do

Timely Reminders

Forecast annual income across

  • Salary
  • Business/freelance
  • Capital gains
  • Rental income
  • Other sources
Cash Flow Alignment
  • Structure your advance tax payments to match your income flow — quarterly, semi-annually, or flexibly.
  • Avoid liquidity crunches by forecasting when and how much to pay.
Deductions & Exemption Advisory
  • Identify eligible deductions (80C, 80D, housing interest, etc.)
  • Guide on investment-linked savings for tax reduction.
Dynamic Adjustments

Reassess projections mid-year in case of :

  • Salary hike
  • Business income spikes
  • Unexpected capital gains
TDS & Advance Tax Coordination
  • Combine TDS credits with advance tax for accurate tax planning
  • Ensure no underpayment or excess payment.

Why Tax Planning Matters

Benefit Description
Cash Flow Efficiency Pay tax when you have income; avoid year-end rush or liquidity issues.
Minimum Interest Burden Pay the right amount at the right time to reduce or eliminate Section 234B/234C charges.
Accurate Tax Filing No surprises or last-minute errors during ITR filing.
Financial Confidence Be prepared for tax demands, investments, and growth decisions.

Advance Tax Payment Milestones

Quarter Ending Due Date Minimum Cumulative Tax Payable
Q1 15th June 2025 15%
Q2 15th September 2025 45%
Q3 15th December 2025 75%
Q4 15th March 2025 100%

Example of Advance Tax Computation

Particulars Amount (in ₹)
Total Estimated Tax for FY 2025-26 1,80,000
TDS Expected 1,00,000
Net Advance Tax Liability 80,000

Advance Tax Payment Milestones

Quarter Suggested Payment (₹) Reason
Q1 ₹12,000 Capital gains in Q1
Q2 ₹20,000 Freelance income hike in Q2
Q3 ₹28,000 Bonus and business profits increase
Q4 ₹20,000 Final adjustment & investment planning
Tax planning isn’t seasonal — it’s strategic.

With our advisory, you pay what’s required when it makes sense for you.

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