Tax planning isn’t just about saving money—it’s about maximizing your income, optimizing deductions, and staying compliant with the latest tax laws. With new tax provisions introduced in the Union Budget 2025-26, a well-structured tax strategy is more important than ever.
| Provision | Changes & Impact |
|---|---|
| Higher Tax Rebate Limit | Tax-free income limit raised to ₹12 lakh under the new tax regime. |
| Standard Deduction Increase | Salaried individuals and pensioners now get a ₹75,000 deduction (earlier ₹50,000). |
| Revised Section 80C & 80D Limits | Higher deduction limits for ELSS, PPF, insurance, and medical expenses. |
| Capital Gains Tax Adjustments | Changes in taxation of mutual funds, real estate, and stocks. |
| Higher Interest Deduction on Home Loans | ₹3 lakh interest deduction for first-time home buyers. |
| New Tax Slabs for 2025-26 | Adjusted slab rates under both old and new tax regimes. |
Reduce tax liability by optimizing income sources and investments.Claim all eligible deductions under Sections 80C, 80D, 24(b), 10(14) and more.Select the best tax regime (Old vs. New) based on income and savings.Avoid penalties and non-compliance with accurate tax structuring.| Income Type | Optimal Tax Planning Strategy |
|---|---|
| Salary Income | Maximize deductions under 80C, 80D, HRA & LTA exemptions. |
| Capital Gains (Stocks/Mutual Funds/Property) | Plan investments to utilize LTCG exemption limits effectively. |
| Rental Income | Reduce tax via standard deduction (30%) and loan interest benefits. |
| Interest from FDs, Savings & Bonds | Utilize Senior Citizen Exemptions & Tax-Free Bonds for better savings. |
| Freelance & Consultancy Income | Optimize with presumptive taxation & eligible business deductions. |
| Pension & Retirement Funds | Tax-efficient withdrawal planning from EPF, NPS, PPF & annuities. |
Chartered Accountant Expertise – Personalized tax advisory from experienced professionals.100% Compliance – Stay updated with the latest Budget 2025-26 tax laws.Smart Tax Savings – Optimize investments, deductions & exemptions.End-to-End Support – From planning to ITR filing, we handle everything.